So be it five or ten years, no age limits to curb the doubts of the smaller, especially when they hit the field of family finances. “Why does my friend travels by plane and not us?” “Why the beggar asks for money?” “If you do not work, we have no money?” The financial questions that children make are simple, experts say, but contain some depth. “Boys tend to be curious about the cost of what they want or are intrigued,” says Susan Beacham, who founded in 1999 Money Saving Generation, an organization focused on educating money management practices in U.S. students. Three years have already incorporated the small monetary concept in their minds, but only to the five “begin to understand the relationship between money and spending,” says Paula Salamanca, pediatric and adolescent psychologist at the Clínica Santa María.
There are cases where the difficulty of answering these questions has a psychological background, notebooks the parents cannot devote the necessary attention to create a strong relationship with their children or “counter the negative values that society conveys about money” Eileen and Jon Gallo says in the book “Children and money: to educate children on the responsibility.” But addressing these questions should not be cumbersome, if parents respond with direct answers and examples. Above all, because the children tend to forget easily what is being said? “In the end, children are generally more intelligent than you think. Your questions are simpler and therefore can be addressed with simple language and examples,” said Alejandro Puente, a former teacher and chief economist at BBVA Research.
The expert of small and medium enterprises from the United States, Ben Casnocha says, small employers in Batam and Riau Islands should not be subject to Singapore or Malaysia matter of product marketing. Because if the continuous dependence on others, it will not be able to innovate in terms of business. “We must be innovative, persistent and mutual trust,” said Ben in front of the perpetrators of small and medium enterprises (MSMEs) in Batam. He himself prior to succeed as entrepreneurs of SMEs in the country, never fall-wake up in the business, but continued to proceed until it can now enjoy the persistence.”Do not quickly give up,” he said.
As a small business, it needs to receive training. This training not only in the form how to make new products, but about marketing, management and mental readiness to compete with other entrepreneurs from other countries as well. Ben said, Americans prefer products from Indonesia in the form of wooden furniture, especially terbuta that do not exist in other countries. Chairman of the Indonesian Employers Association Batam City, OK Simatupang says it began to glance at the small and medium businesses since Chinese businessmen want to buy coconut shell charcoal as much as a million tons annually.”Shell’s head all this time wasted, now sold,” says OK Simatupang.
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Dollar appreciation United States (U.S.) against major currencies after falling sharply in the last two days making rupiah weakened again. Rupiah in the interbank money market in Jakarta on Tuesday (12/10) closed down 10 points to 8938 per dollar. Treasury head one of the banks in Jakarta, Susanto Lindawati suggests profit-taking after the market players to make the U.S. dollar strengthened slightly reversed so that the impact of the weakening rupiah. The fall of regional markets, triggered by a slump in the Tokyo stock exchange because of strong yen up to 81 per U.S. dollar makes Asian currencies depreciate too little this time.
The existence of statements from government officials that the rupiah will to 9,000 per U.S. dollar also helped push the local currency weakness. “However, the weakening rupiah is also not a lot, because now there is no reason for the rupiah to fall just in,” he explained. The occurrence of war in the global market currencies do not directly impact on the rupiah, the local currency even moving fairly stable in 8900 because the Bank of Indonesia has always been to maintain stability of the rupiah. On the other hand, countries – developed countries its currency fluctuate sharply. “Even Japan and the European Union must try extra hard to stabilize the currency to protect exports,” said Linda.
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Strauss-Kahn, Managing Director of IMF said about business and economic that the commitment to complete the reform of quota 5% for developing countries, although not easy to unify the views in board policy. Over-quota countries is reduced and balanced with other countries. Asia, he explained, need to anticipate the impact of movements in capital flows very fast, because the system of the country’s economy is already very open. To this he promised to ensure that will strengthen early warning systems. “We will work hard to make useful analysis of this institution for the region. We will strive to improve the effectiveness and control of policy advice provided by the IMF,” he said. Kahn will also ensure the strengthening of global security network so that it will cooperate more closely with countries in Asia.
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